From affordable family plans to specialized cardiac care, Care Health Insurance delivers real coverage when it matters most — with transparent plans and seamless claims.
We go beyond just paying claims — we grow with you, reward your health, and stand by you through every hospitalization.
Best Claim Settlement Company of the Year — 9th Annual India Insurance Summit & Awards 2025. Also awarded Smart Insurer and Sales Champion at ET Now Insurance Summit & Awards 2025.
Your premium is calculated based on your city of residence — you pay a fair, location-relevant rate. No blanket pricing.
Your sum insured refills automatically for multiple hospitalizations in the same year — for related and unrelated illnesses.
Coverage grows every claim-free year. With Cumulative Bonus Super, your coverage can grow up to 500% of your base sum insured over 5 years.
Complete 10,000 steps daily and earn up to 30% off on your renewal premium through the Wellness Benefit program.
Care Heart accepts people who have already had cardiac surgery — with just a 2-year pre-existing wait period.
Ayurveda, Unani, Sidha, and Homeopathy are covered up to sum insured — supporting holistic healing alongside modern medicine.
Unlimited e-consultations, mobile app health tracking, cashless hospitalization, and a 24/7 self-help portal at your fingertips.
A consumer-first insurer with strong institutional backing and an extensive partner network across India.
Care Health Insurance is a specialized health insurer offering products in the retail segment for Health Insurance, Top-up Coverage, Personal Accident, Maternity, International Travel Insurance and Critical Illness — along with Group Health Insurance for Corporates, Micro Insurance for the Rural Market, and a Comprehensive Set of Wellness Services.
With its operating philosophy rooted in consumer-centricity, the company has consistently invested in technology to deliver excellence in customer servicing, product innovation, and value-for-money services.
Backed by strong and trusted financial institutions, Care Health Insurance stands as a reliable name in the healthcare insurance space — ensuring stability, credibility, and customer-first service.
A leading emerging financial services group in India offering a wide range of services, including insurance.
A private equity firm focused on long-term value creation and strategic investments in India.
One of India's largest public sector banks with an extensive network of over 9,500+ branches.
Six carefully designed plans covering individuals, families, and specialized health needs. Click any plan to explore full details.
The most comprehensive Care Health plan with maximum bonus growth
Comprehensive family coverage at an affordable price
Essential coverage at the lowest premium point
The future of health insurance — unlimited coverage with premium payback
Maximum protection for families who want the best
Designed for those who have undergone cardiac surgery
Walk more. Stay healthy. Pay less at renewal.
14 conditions covered only after 24 months of policy
Certain conditions are not covered in the first 24 months of your policy. These are pre-defined ailments that require a waiting period before claims are accepted. After 24 months, full coverage applies. This is standard across most health insurance plans.
Initial Wait: 30 days | Named Ailments: 24 months | Pre-Existing Diseases: 48 months
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Simple, fast, and transparent — whether cashless at a network hospital or reimbursement after treatment.
For Planned Hospitalisation intimate us at least 48 hours prior
For Emergencies intimate us within 24 hours of hospitalisation
Find a network hospital near you and visit the TPA desk
Fill out the pre-authorization request form at the TPA desk. We'll notify you about the acceptance or rejection status.
Once your request is accepted, proceed with your treatment. Upon discharge, we will settle the bill directly with the hospital.
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Post treatment, discharge summary and documents are submitted by the hospital/TPA to us for final approval. We settle the bill directly with the hospital as per sum insured and plan terms.
Register your claim by scanning & uploading the claim documents at the Care Health Insurance Self-Help Portal or download the Care Health Customer App.
Fill out the pre-authorization request form at the TPA desk. We'll notify you about the acceptance or rejection status.
Upload a personalized name printed cancelled cheque in name of proposer for individual policy. In event of proposer's demise — cancelled cheque of nominee, ID proof & legal heir certificate.
Scan & upload the required documents received from your hospital. See the document checklist below.
Whether you're comparing plans, need help with a claim, or want to understand your benefits better — we're here for you. Fill the form and we'll get back to you within 24 hours.
YOUR DEDICATED AGENT
Care Health Insurance — Authorised Agent
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